Thank you for choosing Debt Payoff Planner, developed by Business Insights Ltd. Your privacy matters to us. This Privacy Policy explains how the app handles your information.
1. Privacy-First Design
Debt Payoff Planner is designed to minimize data collection.
- No account is required to use core features.
- No sale of personal data.
- No advertising SDKs are used in the app.
2. Data You Enter in the App
Information you add, for example debts, balances, interest rates, mortgage values, and payoff plans, is stored on your device so the app can function.
3. Wallet Financial Data
Debt Payoff Planner does not currently request or access Apple Wallet financial data.
4. Local Storage and Backups
Your information is stored locally on your device.
- We do not maintain a user account database for your in-app records.
- If you use iCloud or device backups, your data may be included in those backups under Apple's systems and policies.
- If you uninstall the app, locally stored data may be removed unless restored from backup.
5. Data Sharing
We do not sell your personal data.
We do not share your debt or mortgage inputs with advertisers. Data may only be shared when required by law or to protect legal rights.
6. Third-Party Services
Debt Payoff Planner is intended to run primarily on-device. If we add third-party integrations in the future, for example optional sync or analytics, this Privacy Policy will be updated before or when those changes are released.
7. Security
We use reasonable safeguards for app data handling. Because data is stored on your device, we also recommend enabling device security protections such as passcode, Face ID, or Touch ID.
8. Children's Privacy
Debt Payoff Planner is not intended for children under 13, and we do not knowingly collect personal information from children.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect product, legal, or operational changes. When we update it, we will revise the “Last Updated” date.
10. Contact Us
If you have questions about this Privacy Policy, contact:
App Store Privacy Note
You should ensure your App Store Connect privacy answers match this policy exactly, especially around analytics, tracking, and data linked to user identity.